Commercial Loans
Helping You Secure the Right Commercial Loan
We specialize in providing tailored commercial loan solutions designed to support your business growth and success. Whether you’re expanding, purchasing property, or investing in new opportunities, our expert guidance and competitive financing options ensure you get the right loan with terms that fit your goals.
Unlock Affordable Home Financing with Our Competitive Interest Rates
We offer some of the most competitive interest rates in the market, helping you save more over the life of your loan. Our transparent process ensures you understand every detail, while our expert team works to secure the best possible rate for your unique needs making homeownership more affordable and achievable.
Take advantage of our low and transparent interest rates designed to fit your unique financial goals. By offering competitive market rates and clear guidance, we help you save more over the life of your loan, reduce monthly payments, and make homeownership more affordable. Our team works closely with you to ensure you secure the best rate possible for your situation, giving you long-term peace of mind.
- Low, transparent rates to make homeownership affordable
- Competitive rates designed to save you more money
- Get the best interest rates tailored to your needs
- Smart financing starts with the right interest rate
duane@coast2coastml.com
804-212-8663
Frequently Asked Questions
The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.
A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.
A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender "underwrites" the loan, which means deciding whether or not you are an acceptable risk.
Get In Touch With Us
Address
4860 Cox Rd Glen Allen, VA 23060
Phone
804-212-8663
duane@coast2coastml.com