Richmond Custom Homes

Realtors

Trusted Mortgage Partner for Realtors in Richmond

Richmond Mortgage Pro Realtors ke liye ek reliable saathi hai jo unke clients ko fast, hassle-free aur cost-saving mortgage solutions provide karta hai. “NoTouch Pre-Approval” ke zariye aapke buyers bina fees aur credit impact ke turant tayyar financing estimate hasil kar sakte hain jisse deals tez close hoti hain aur client satisfaction barhta hai. Realtors ko closing cost rebates aur preferred title companies ke benefits bhi milte hain, jo aapke buyers ke liye extra value create karte hain.

Faster Closings, Happier Clients

Richmond Mortgage Pro provides Realtors with a reliable mortgage partner that ensures buyers get quick “NoTouch Pre-Approvals,” competitive rates, and cost-saving options. This helps deals close smoothly, gives clients extra value, and builds greater trust and referrals for Realtors.

At Richmond Mortgage Pro, we understand that Realtors need more than just a mortgage provider—they need a dependable partner who can help turn interested buyers into confident homeowners. That’s why we offer fast, hassle-free solutions like our exclusive “NoTouch Pre-Approval”, which allows buyers to get pre-approved instantly without fees or any impact on their credit report. This gives Realtors the confidence to move forward with clients who are ready to act, speeding up the sales process and minimizing delays.

duane@coast2coastml.com
804-212-8663

Frequently Asked Questions

The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.

A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.

A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender "underwrites" the loan, which means deciding whether or not you are an acceptable risk.

Get In Touch With Us

Address

4860 Cox Rd Glen Allen, VA 23060

Phone

804-212-8663

Email

duane@coast2coastml.com